Introduction to Insurance

Insurance serves as a safety net for the pitfalls of life. Our insurance advisers will help you find the right coverage at the right price.

So in life sometimes thing can go pear-shaped. Especially if an event
strikes that changes our lives, our health is affected, our employment takes an unexpected turn, we might be faced with large costs that we can’t afford. Consequently someone a long ago worked out that we could take cover from the storms by not having to take on all the risk by ourselves. We can help each other by spreading the risks among us as a group, and that’s what insurance does.

Is this your first time considering working with an insurance adviser? So start here to learn about how we work, and the benefits of using an insurance adviser.

 

Types of Insurance Coverage Available through AMS

Mortgage Protection Insurance

Mortgage protection insurance helps cover your mortgage payments. In the case of your ability to earn is affected by illness, disability or redundancy.

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Medical Insurance


Medical insurance allows you to skip the waiting list and be seen within a
couple days as opposed to months. Therefore our advisers will make it easy to apply and get the level of cover that you need.

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Life Insurance

Life Insurance cover pays a lump sum of money if you pass away or become
terminally ill. Hence life cover is designed to help your family pay costs that you would have helped with if you were still alive.

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Trauma Cover

Trauma cover will pay a lump sum if you suffer for the first time after the cover starts from one of a number of critical illnesses. Indeed for some critical illnesses, a percentage is paid in advance on diagnosis.

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Disability Insurance

Total and Permanent Disability Cover allows you to cope with an unexpected medical cost associated with being disabled.

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Income Protection Insurance

Income Protection Cover pays you a regular monthly payment if you're unable to work temporarily or permanently because you are sick or injured.

Learn More >

Latest News

Miller, Scott
27 May 2024

Published by Scott Miller

When can I use my KiwiSaver to purchase a house?

When can I use my KiwiSaver?
KiwiSaver is a voluntary, work based retirement savings scheme available to all citizens and permanent residents living or normally living in New Zealand.

  • We chose Scott based on his amazing Google reviews, and he absolutely didn’t disappoint. There are people who are really good at their job, and then there’s Scott. He is truly exceptional. His communication and knowledge are outstanding, and he’s an all-round friendly, approachable person with a great sense of humour. He explains everything so simply and always has time for our billion questions. We honestly couldn’t have asked for better service. We’re so excited to move into our home and continue our relationship with Advanced Mortgage Solutions.
    Hannah Smith - 15 January 2026
  • Thank you so much for taking the time to leave this review. I’m really glad to hear you found the advice helpful and the communication smooth — keeping things clear and timely is something I care a lot about.
    Harry Reece - 15 January 2026
  • We have now been in our new house just over a month, and we couldn't be happier
    Amy Sloane - 14 January 2026
  • Absolute Bliss working with Greg! Made every step super easy to understand, answered all of my questions (even the silly ones!) and made a stressful process into one with ease. I can confidently say I don't think I'd have my first home yet with Greg's help!
    Vayun Rangnekar - 22 December 2025
  • Scott was excellent to deal with and very clear with how the process works, through an easy step by step guide from start to finish. Would highly recommend!
    Josh Trubshaw - 16 December 2025