Introduction to Insurance

Insurance serves as a safety net for the pitfalls of life. Our insurance brokers will help you find the right coverage at the right price.

So in life sometimes thing can go pear-shaped. Especially if an earthquake
strikes, our house burns down, our car is in a crash or we fall ill, we might
be faced with large costs that we can’t afford. Consequently someone a long ago worked out that we could take cover from the storms by not having to take on all the risk by ourselves. We can help each other by spreading the risks among us as a group, and that’s what insurance does.

Is this your first time considering working with an insurance broker? So start here to learn about how we work, and the benefits of using an insurance broker.

 

Types of Insurance Coverage Available through AMS

Mortgage Protection Insurance

Mortgage protection insurance helps cover your mortgage payments. In the case of your ability to earn is affected by illness, disability or redundancy.

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Medical Insurance


Medical insurance allows you to skip the waiting list and be seen within a
couple days as opposed to months. Therefore our advisers will make it easy to apply and get the level of cover that you need.

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Life Insurance

Life Insurance cover pays a lump sum of money if you pass away or become
terminally ill. Hence life cover is designed to help your family pay costs that you would have helped with if you were still alive.

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Trauma Cover

Trauma cover will pay a lump sum if you suffer for the first time after the cover starts from one of a number of critical illnesses. Indeed for some critical illnesses, a percentage is paid in advance on diagnosis.

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Disability Insurance

Total and Permanent Disability Cover allows you to cope with an unexpected medical cost associated with being disabled.

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Income Protection Insurance

Income Protection Cover pays you a regular monthly payment if you're unable to work temporarily or permanently because you are sick or injured.

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Latest News

Miller, Scott
24 March 2020

Published by Scott Miller

Today's announcement on Mortgage Holidays

With today’s announcement by the Finance Minister about 6-month mortgage holidays, we have been inundated by enquiries from our clients.

  • Scott was always friendly and professional, and seems very knowledgeable about all the different lending institutions.
    John and Anna Sinclair - 05 May 2016
  • Thank you again for your help. We couldn't have done this without you. :)
    Billie Smith and Tom Morgan - 31 July 2019
  • As a visual person, I found the steps/diagrams illustrated by Scott extremely easy to follow.
    Divya Nair and Abhijith Sukumaran - 10 April 2019

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