Buying a Rental

Buying a second home can be exciting and daunting all at the same time.

There are some really important decisions to make when looking at purchasing your second home or rental property. 

Should you use a different lender to offer a level of asset protection, or should you use the same lender because you would like to maximise your tax position?*

Buying your second home can arise from many different circumstances.

These may include:

  • A rapidly growing family
  • A want to buy a nicer home
  • Starting a rental property portfolio
  • To become closer to family or friends
  • Facilitating a move to a different city
  • To purchase a property for a friend or family member
  • Downsizing after family have flown the coup or for retirement
  • To down size after family have flown the coup or for retirement


Your reason for purchasing a second home could be one or more of the above reasons, it could also be for a reason that is not mentioned above. There are many factors to look into when buying your second home.


Purchasing a second home can raise many questions, such as:

  • Do you want to simply upgrade or turn your existing home into a rental property?
  • Do I have enough equity in my existing home to purchase a second home?
  • Will I have to add part or all of my savings to purchase a second home?
  • Can you afford the new mortgage repayments?
  • Do I want to stay with the same lender?


As you can see from the above points there are a lot of different things to consider when purchasing a second home, we would love to help you go through the process and help you with all aspects of purchasing a second property.

Contact us to go over your personal circumstances and reasons for wanting to purchase a second home.

* We strongly recommend you seek advice from a suitably qualified tax accountant before proceeding with any purchase that may change your tax liabilities.

Latest News

Miller, Scott
27 May 2024

Published by Scott Miller

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  • Scott was amazing, this was our 2nd house purchase through his help, went above and beyond to get the deal done through the xmas holidays, and going out of his way to accommodate our work schedule to fit in meetings. Highly recommend to anyone in the house market
    Kurt Jamieson - 27 April 2025
  • Big thanks to Scott for all his help. Advice and assistance in buying our first home has been invaluable. Great service. Can highly recommend.
    Emi Frost - 26 April 2025
  • It was a great experience. Everything was made simple for us buying our first home. Scott made everything simple and also provided us with a lot of advice and made the experience fun. Definitely would recommend!
    Thomas Manley - 24 April 2025
  • Had a great experience with Advanced Mortgage Solutions while purchasing our first home. Greg took a lot of the pressure off guiding us through the process and helping us to find the best fit for our circumstances, going above and beyond. Highly recommend!
    Madelaine Barbarics - 22 April 2025
  • Advanced Mortgage Solutions helped us get into our first home. Greg was fantastic to work with; he is very knowledgeable, and great at guiding us through the process from end to end.
    Ryan Sadler - 22 April 2025