Free Advice for Mortgage and Loan Solutions
Here you’ll find articles explaining in plain language some of the most asked about subjects regarding mortgages, home loans, debt management, and much more. Let’s start by talking about what exactly a mortgage broker is and how working with one benefits your lending needs.
What exactly is a mortgage broker and why would you use one when applying for your home loan instead of going directly to the bank?
A mortgage broker is someone who acts on your behalf when talking to banks and other financial institutions. They are the conduit between someone seeking a home loan and the potential lenders. After the earthquake events of 2010, 2011 and 2016 it is important than ever to get that extra assistance when purchasing in Christchurch and other parts of the South Island.
In New Zealand, mortgage brokers are almost exclusively paid by the banks. This means our services to you are free. You should be careful to check this with your mortgage broker at the outset, however, as some brokers do charge for certain aspects of their advice. However, as mentioned above, our mortgage broker’s service to you is a free service.
Navigating your lending options should be clear, easy, and applicable to your needs.
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Published by Scott Miller
Today's announcement on Mortgage Holidays
With today’s announcement by the Finance Minister about 6-month mortgage holidays, we have been inundated by enquiries from our clients.
A huge thanks to Scott for his knowledge, advice and professionalism through our entire first home buying experience.Jamie Hetherington and Michelle Roundhill - 01 December 2016
Scott is always available to answer any questions we had either in person, via phone or email.Paul and Chrissie James - 7th November 2013 - 07 November 2013
Scott just helped us get a mortgage for the first time and was the most helpful out of all the professionals we dealt with, and gave the most useful advice.Mark and Stephanie Chin - 20th November 2015 - 20 November 2015