Free Advice for Mortgage and Loan Solutions

Here you’ll find articles explaining in plain language some of the most asked about subjects regarding mortgages, home loans, debt management, and much more.  Let’s start by talking about what exactly a mortgage broker is and how working with one benefits your lending needs.

What exactly is a mortgage broker and why would you use one when applying for your home loan instead of going directly to the bank?

A mortgage broker is someone who acts on your behalf when talking to banks and other financial institutions. They are the conduit between someone seeking a home loan and the potential lenders. After the earthquake events of 2010, 2011 and 2016 it is important than ever to get that extra assistance when purchasing in Christchurch and other parts of the South Island.

In New Zealand, mortgage brokers are almost exclusively paid by the banks. This means our services to you are free. You should be careful to check this with your mortgage broker at the outset, however, as some brokers do charge for certain aspects of their advice. However, as mentioned above, our mortgage broker’s service to you is a free service.

Learn more about all of the benefits a mortgage broker offers.

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Latest News

Miller, Scott
27 May 2024

Published by Scott Miller

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  • Scott was brilliant in helping me secure a mortgage for my first home. Knowledgeable and efficient. Highly recommend.
    Joe Sergeant - 08 July 2025
  • Great service , Scott was awesome the whole way through the process . Highly recommend !! 5 stars all day !
    Nick Mitchell - 07 July 2025
  • Scott was great- Super Knowledgeable and friendly. As first home buyers, I could not recommend these guys enough :)
    Aleisha Glasson - 03 July 2025
  • Amazing! Worked with Greg to buy my first house. Helped me through a raft of unforeseen issues and complications with calmness and professionalism. 5 stars and would recommend to anyone looking to purchase a house.
    Casey Hammond-Parrish - 23 June 2025
  • Firstly, Scott is such a knowledgable and friendly human being. We did not feel pressure at any stage of the process! With his guidance we were able to purchase our first home.
    Rashitha Gamage - 22 June 2025