Free Advice for Mortgage and Loan Solutions
Here you’ll find articles explaining in plain language some of the most asked about subjects regarding mortgages, home loans, debt management, and much more. Let’s start by talking about what exactly a mortgage broker is and how working with one benefits your lending needs.
What exactly is a mortgage broker and why would you use one when applying for your home loan instead of going directly to the bank?
A mortgage broker is someone who acts on your behalf when talking to banks and other financial institutions. They are the conduit between someone seeking a home loan and the potential lenders. After the earthquake events of 2010, 2011 and 2016 it is important than ever to get that extra assistance when purchasing in Christchurch and other parts of the South Island.
In New Zealand, mortgage brokers are almost exclusively paid by the banks. This means our services to you are free. You should be careful to check this with your mortgage broker at the outset, however, as some brokers do charge for certain aspects of their advice. However, as mentioned above, our mortgage broker’s service to you is a free service.
Navigating your lending options should be clear, easy, and applicable to your needs.
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Published by Scott Miller
Today's announcement on Mortgage Holidays
With today’s announcement by the Finance Minister about 6-month mortgage holidays, we have been inundated by enquiries from our clients.
Scott and Jo demystified the whole process and helped us buy our first investment property.Neil and Brigitte Glasson - 17 January 2017
As a visual person, I found the steps/diagrams illustrated by Scott extremely easy to follow.Divya Nair and Abhijith Sukumaran - 10 April 2019
After calling another high profile mortgage company and getting no response, I found Advanced Mortgage Solutions via Google, from the first phone contact they were on the job and able to meet me on the same day and kept me informed through the process until settlement.Philip and Joanne Rushton - 21 January 2015 - 21 January 2015