Free Advice for Mortgage and Loan Solutions

Here you’ll find articles explaining in plain language some of the most asked about subjects regarding mortgages, home loans, debt management, and much more.  Let’s start by talking about what exactly a mortgage broker is and how working with one benefits your lending needs.

What exactly is a mortgage broker and why would you use one when applying for your home loan instead of going directly to the bank?

A mortgage broker is someone who acts on your behalf when talking to banks and other financial institutions. They are the conduit between someone seeking a home loan and the potential lenders. After the earthquake events of 2010, 2011 and 2016 it is important than ever to get that extra assistance when purchasing in Christchurch and other parts of the South Island.

In New Zealand, mortgage brokers are almost exclusively paid by the banks. This means our services to you are free. You should be careful to check this with your mortgage broker at the outset, however, as some brokers do charge for certain aspects of their advice. However, as mentioned above, our mortgage broker’s service to you is a free service.

Learn more about all of the benefits a mortgage broker offers.

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Latest News

Miller, Scott
27 May 2024

Published by Scott Miller

When can I use my KiwiSaver to purchase a house?

When can I use my KiwiSaver?
KiwiSaver is a voluntary, work based retirement savings scheme available to all citizens and permanent residents living or normally living in New Zealand.

  • Scott is a very helpful and friendly mortgage advisor. He has made our first home purchasing journey less stressful. Highly recommend!
    Wendy Quinn - 15 January 2025
  • Friendly, responsive and efficient mortgage advisor. Values the customer above anything else. Would highly recommend. Scott was wonderful.
    Keyan Monadjem - 14 January 2025
  • Scott has a great depth of experience and expertise and is an excellent communicator. He has helped us with 2 mortgages now and we will probably go back again if we need a third!
    Sam Shepherd - 06 January 2025
  • Greg was fantastic helping us with our refinance. Finding us a great deal and basically taking the hard work out of it. Thanks so much Greg from AMS would totally recommend and will be using again in the future!
    Stacey Martin - 23 December 2024
  • We visited Advanced Mortgage Solutions as first time buyers with enquiries about whether we were even able to purchase a property. Greg was prompt at replying to our initial message and organised a meeting to discuss our situation. Greg was incredibly thorough; he explained the house buying process clearly and methodically, never rushing or assuming we knew certain aspects of the process. He really took his time with us and was always happy to answer questions. We would 100% recommend advance mortgage solutions to others. Thanks again Greg!
    Ella Rainbow - 18 December 2024