How we get the best Mortgage

Five ways we make it easier for you to get the best mortgage

1. Making your home loan options clear

By listening closely to your needs and understanding your situation, we can explain to you in easy-to-understand terms all the home loan options available to you. We'll help you decide what structure of mortgage best suits your needs – advice that could save you thousands of dollars over the term of your loan.

2. Finding you the best mortgage deals

Because we specialise in home loans, we know the market inside out, which means you don't have to. We'll tell you straight away which lenders suit your needs, and eliminate those that don't, saving you the time and hassle of contacting them all yourself.

3. Negotiating with banks on your behalf

Thanks to our in-depth industry knowledge, we know when a lender could be giving you a better deal. Whether it's help with legal fees, lower interest rates or even a free gift or cash bonus, we have the knowledge – and the confidence – to negotiate these on your behalf. So you could get a better deal on your mortgage, without even trying.

4. Meeting the lender's conditions

We'll help you gather all the information you need to meet the lender's conditions for loan approval. Because we know exactly what each lender wants to see, we can ensure you provide all the information they want (and none of what they don't), giving you the best chance of getting your loan approved first time.

5. Submitting your mortgage application

Sometimes it can seem like banks speak another language. Because we understand 'bank jargon', we can translate your mortgage application into a language the banks will understand, so your loan can be processed faster. And when your application is complete, we'll submit it to your chosen lenders, saving you the hassle of doing it yourself.

 

Latest News

Miller, Scott
27 May 2024

Published by Scott Miller

When can I use my KiwiSaver to purchase a house?

When can I use my KiwiSaver?
KiwiSaver is a voluntary, work based retirement savings scheme available to all citizens and permanent residents living or normally living in New Zealand.

  • Thanks Scott for such efficient service. This was the second time I have used you for mortgage help and both times you have been amazing. You deliver clear, concise information and are very knowledgeable about all things mortgage related. You made the process super easy for us and we thank you for helping us to keep our rental and purchase our new family home, where I am sure many happy memories will be made. We 100% recommend Scott to anyone looking to sort a mortgage. Thanks
    Amanda Abel - 05 July 2024
  • Great experience for everyone. Scott is friendly, proactive and had our back during the whole process from initial meeting to settlement. Scott and the team provided up to date information in an effective manner.
    Simon Abel - 04 July 2024
  • Scott was incredibly supportive and patient with our many questions regarding securing the loan for our first home. Scott has a vast amount of knowledge, which he kindly shared which made this at times very daunting task a lot easier. The house hunting process was made so much easier thanks to the very detailed email series provided by Scott and his team. He has always made himself very accessible, which we greatly appreciate.
    Aine Doherty - 04 July 2024
  • Scott is a finance wizard and performs finance magic and I won't be convinced otherwise! Scott was absolutely fantastic on our path to buying our first home, we really couldn't have done it without him. Thanks Scott!
    Lewis Ellison - 03 July 2024
  • Couldn't recommend Scott more. We had a great experience from start to finish and received such awesome service and advice to help us get into our first home.
    Holly Christensen - 03 July 2024