Introduction to Insurance

Insurance serves as a safety net for the pitfalls of life. Our insurance advisers will help you find the right coverage at the right price.

So in life sometimes thing can go pear-shaped. Especially if an event
strikes that changes our lives, our health is affected, our employment takes an unexpected turn, we might be faced with large costs that we can’t afford. Consequently someone a long ago worked out that we could take cover from the storms by not having to take on all the risk by ourselves. We can help each other by spreading the risks among us as a group, and that’s what insurance does.

Is this your first time considering working with an insurance adviser? So start here to learn about how we work, and the benefits of using an insurance adviser.

 

Types of Insurance Coverage Available through AMS

Mortgage Protection Insurance

Mortgage protection insurance helps cover your mortgage payments. In the case of your ability to earn is affected by illness, disability or redundancy.

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Medical Insurance


Medical insurance allows you to skip the waiting list and be seen within a
couple days as opposed to months. Therefore our advisers will make it easy to apply and get the level of cover that you need.

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Life Insurance

Life Insurance cover pays a lump sum of money if you pass away or become
terminally ill. Hence life cover is designed to help your family pay costs that you would have helped with if you were still alive.

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Trauma Cover

Trauma cover will pay a lump sum if you suffer for the first time after the cover starts from one of a number of critical illnesses. Indeed for some critical illnesses, a percentage is paid in advance on diagnosis.

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Disability Insurance

Total and Permanent Disability Cover allows you to cope with an unexpected medical cost associated with being disabled.

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Income Protection Insurance

Income Protection Cover pays you a regular monthly payment if you're unable to work temporarily or permanently because you are sick or injured.

Learn More >

Latest News

Miller, Scott
27 May 2024

Published by Scott Miller

When can I use my KiwiSaver to purchase a house?

When can I use my KiwiSaver?
KiwiSaver is a voluntary, work based retirement savings scheme available to all citizens and permanent residents living or normally living in New Zealand.

  • Scott helped me buy my first home. I was clueless going in, but through his patience and diligence, he made the whole process easy. Can't recommend enough.
    Tony Parkins - 30 January 2026
  • Me and my partner had a great experience with Scott, everything was run so smoothly thanks to him! Will definitely be keeping in touch
    Trent Shearman - 22 January 2026
  • Scott thoroughly explains complicated mortgage concepts and makes them easily digestible! He’s very patient with lots of questions and is very passionate about his job. Thanks heaps. What a great experience.
    Karlee Berrington - 20 January 2026
  • We chose Scott based on his amazing Google reviews, and he absolutely didn’t disappoint. There are people who are really good at their job, and then there’s Scott. He is truly exceptional. His communication and knowledge are outstanding, and he’s an all-round friendly, approachable person with a great sense of humour. He explains everything so simply and always has time for our billion questions. We honestly couldn’t have asked for better service. We’re so excited to move into our home and continue our relationship with Advanced Mortgage Solutions.
    Hannah Smith - 15 January 2026
  • Thank you so much for taking the time to leave this review. I’m really glad to hear you found the advice helpful and the communication smooth — keeping things clear and timely is something I care a lot about.
    Harry Reece - 15 January 2026