April 2017's Property Gazette

Why Choose a Broker over a Bank?

Your successful mortgage guide

Have you noticed that Easter is just around the corner?

We have welcomed many new clients during the past month. Our new clients decided to choose us as their mortgage broker instead of talking to their bank. Let us tell you why …

A bank adviser can only sell you products from their bank. While they may offer a few different rates, they cannot offer you the same range of rates or products as a mortgage broker can. A mortgage broker works with many different banks and lending institutions to get you the best deal available.

It’s true that some banks do not offer as many products as other banks. It also gives them the chance to sell additional services, such as insurance, credit cards and personal loans.

A mortgage broker, on the other hand, knows what is happening with the whole market, not just at one bank. They’ll be able to tell you which lenders work best with borrowers who are looking to purchase their first home, an investment property, with bad credit history or who is offering the lowest rates. A broker also does all the leg work for you! After all, it is no fun filling out an application form for every bank you approach.

You can even start applying for your mortgage right now on our website. Head over now to Apply for Your Home Loan.

Banks Versus Mortgage Brokers – Who Will Win?

It’s the age-old battle, bank verses broker. Which one will you choose?

With banks, it pays to shop around to make the right choice for you. Make appointments, ring them on the phone, send emails and check out their websites. Of course, that all takes time.

Or you could call us instead. We’re your one stop mortgage shop. We’ll do all those emails, phone calls and appointments for you. One of the major benefits of working with us, other than getting you access to the best rates around, is we do all the work for you.

We’ll also work with you towards getting your first home if you are not quite ready. We want you to get the home of your dreams and sometimes a little more planning is required..

Head over to our website and read about the five ways we will make getting the best home loan for you quickly and simply. Or if you’re ready to apply now, give us a call now on 0508-466-356 for free and confidential mortgage advice.

Mortgage Protection – Are you covered?

Your home is the most expensive asset you will likely own, and most people wouldn’t dream of not having in insured.

However, the sad reality is that many people who own a home, do not have any income or mortgage protection cover in place to protect themselves for the day when they may be unable to earn an income due to accident or illness.

This is a leading cause of Mortgagee sales in New Zealand, and could be easily avoided with the right protection in place.

Mortgage Protection cover is affordable & is something that everyone with a Mortgage should consider. Talk to us so that we can show you the best options for your situation.

  • Great experience chatting with Sarah about our insurances. She’s very knowledgeable and explains everything clearly, always makes sure that we have all the information to make an informed decision about how and where is the best place to put our money. Also helps that she’s absolutely lovely and very easy to talk to
    Sarah Martin - 22 May 2024
  • Scott has been absolutely incredible. I was initially hesitant to use a broker but I am beyond glad I did. Prompt, insightful, and reliable - will be using his services into the future.
    Kaleb McCall - 17 May 2024
  • We have never used a Mortgage Broker in the past and Scott Miller was amazing and made our refinancing journey very simple and straightforward. He is very knowledgeable and professional; would highly recommend Advanced Mortgage Solutions to anyone.
    Many thanks Scott.
    Alison and Colin Philip - 10 May 2024
  • I chose to work with Greg to help me buy my first home and I'm so glad I did! I honestly can't recommend him enough, he made the whole process so easy and stress free, helped me every step of the way to understand what I needed to do next and a lot of the time was doing all the work for me. Such an absolute pleasure to deal with, I sincerely appreciate everything so much and will be referring everyone I know your way!
    Cara Eve - 02 May 2024
  • For anyone considering or even contemplating a broker + advisor combination, look no further! I consider myself loyal to those who are strong to their word, provide genuine help and are able to put it in plain English so I can make an informed decision based on my circumstances.
    Leith Skinner - 30 April 2024