Free Advice for Mortgage and Loan Solutions

Here you’ll find articles explaining in plain language some of the most asked about subjects regarding mortgages, home loans, debt management, and much more.  Let’s start by talking about what exactly a mortgage broker is and how working with one benefits your lending needs.

What exactly is a mortgage broker and why would you use one when applying for your home loan instead of going directly to the bank?

A mortgage broker is someone who acts on your behalf when talking to banks and other financial institutions. They are the conduit between someone seeking a home loan and the potential lenders. After the earthquake events of 2010, 2011 and 2016 it is important than ever to get that extra assistance when purchasing in Christchurch and other parts of the South Island.

In New Zealand, mortgage brokers are almost exclusively paid by the banks. This means our services to you are free. You should be careful to check this with your mortgage broker at the outset, however, as some brokers do charge for certain aspects of their advice. However, as mentioned above, our mortgage broker’s service to you is a free service.

Learn more about all of the benefits a mortgage broker offers.

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Latest News

Miller, Scott
27 May 2024

Published by Scott Miller

When can I use my KiwiSaver to purchase a house?

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  • My partner and I worked with Scott from Advanced Mortgage Solutions when buying our first home together last year, and we honestly couldn’t have asked for a better mortgage broker. From start to finish, he made the entire process incredibly simple and easy to understand.
    Neekayla McGimpsey - 25 February 2026
  • After checking out the great reviews we decided to get in touch with Scott to help us navigate the landmines of home loans as a first home buyer. We went in with little knowledge and have left feeling way more confident with the whole process. Scott provided exceptional information, help and guidance and his step by step guide made the whole thing seamless. It didn't take long to get the ball rolling and before long we were putting the final touches on the home loan. We can't recommend his service enough and would encourage everyone to get in touch with him for mortgage advice.
    Jesse Heney - 19 February 2026
  • Really appreciated having Scott on our side and taking care of all the communication with the bank. Removed much stress out of the process for us, plus he knows which banks have the best deals.
    Alister Grey - 17 February 2026
  • Scott helped me buy my first home. I was clueless going in, but through his patience and diligence, he made the whole process easy. Can't recommend enough.
    Tony Parkins - 30 January 2026
  • Me and my partner had a great experience with Scott, everything was run so smoothly thanks to him! Will definitely be keeping in touch
    Trent Shearman - 22 January 2026