December 2017's Property Gazette

04 December 2017

Published by Scott Miller

Happy Holidays from All of Us!

December has arrived, and the Christmas holidays are now on the radar. With the warmer days, the Advanced Mortgage Solutions team are looking forward to spending time with our families and loved ones over the Christmas break. Our office will be closed from the 22nd December to the 8th January and we are looking forward to helping our clients achieve their property dreams in 2018.

We Welcome Shane Blummont to the Team

We’d like to take the opportunity to welcome Shane Blummont to the Advanced Mortgage Solutions team. Shane is our new Insurance Broker and with over 30 years in the industry, we’re thrilled he’s jumped on board with us.

Shane’s expertise is with life, trauma, income protection, fire and general insurance. He also has experience working for some of the country’s large insurance companies and providing insurance advise in a banking context.

Shane would love to have a chat with you about you and your family’s insurance needs and help provide you with the insurance solutions which best suit your needs. Give Shane a call on 03 662 9058 or send him an email to book a time for a chat.

Loan to Value Ratio Restrictions Are Easing

The Reserve Bank has announced an easing of the loan to value ratios from January 2018. Currently banks are only able to have 10% of their lending allocated to buyers with less than a 20% deposit. This is being raised to 15% for first home buyers who have less than a 20% deposit.

That is great news for first home buyers and if you’re one, you need to contact us today! We’ll work with you to find the right loan to suit your circumstances and help you get the home of your dreams. Head to our website now for more information on how we can help you into your first home.

From all of us here at Advanced Mortgage Solutions, we wish everyone a very Merry Christmas and a happy and safe New Year.

We couldn’t be more grateful for Greg Miller’s support in our journey to buying our first home.

Diego Maciel - 09 September 2025
Sitting in the house my husband and I own all thanks to Scott/Advanced Mortage Solutions. The expert advice and 10 step guide he walked us through made the process feel like an absolute breeze! I can say with confidence that we would not be in our dream home if it wasn’t for Scott holding our hands through it. Scott also offers great recommendations of Lawyers and Insurance brokers who have been absolutely amazing too (Shout out to the wonderful Greer at Pier Law!). Thank you so much Scott & Advanced Mortage Solutions!

Hope F - 01 September 2025
I had an excellent experience working with Scott from advanced mortgage solutions towards my current mortgage. The process was made super easy and I could not recommend them enough for home loans

Holly Coleman - 31 August 2025
Greg was super helpful in assisting me through my first home purchase. He made it easy and understandable for me to navigate a wealth of new information all on my own and always felt like he had my best interests in mind. The process was easy to follow thanks to Greg's clear communications and he was very generous with his time when meeting in person to answer any questions I had. I would recommend Greg to anyone needing a mortgage adviser.

Sophie Hocart - 30 August 2025
I am so thankful that we had Greg as our mortgage broker. Greg went above and beyond to help us. He was super knowledgeable and helpful. He was always available to answer our questions - even when they weren’t strictly mortgage related. I would definitely recommend Greg to anyone needing a mortgage broker - especially first home buyers.

Rose Crean - 25 August 2025

For free advice contact us now