Free Advice for Mortgage and Loan Solutions

Here you’ll find articles explaining in plain language some of the most asked about subjects regarding mortgages, home loans, debt management, and much more.  Let’s start by talking about what exactly a mortgage broker is and how working with one benefits your lending needs.

What exactly is a mortgage broker and why would you use one when applying for your home loan instead of going directly to the bank?

A mortgage broker is someone who acts on your behalf when talking to banks and other financial institutions. They are the conduit between someone seeking a home loan and the potential lenders. After the earthquake events of 2010, 2011 and 2016 it is important than ever to get that extra assistance when purchasing in Christchurch and other parts of the South Island.

In New Zealand, mortgage brokers are almost exclusively paid by the banks. This means our services to you are free. You should be careful to check this with your mortgage broker at the outset, however, as some brokers do charge for certain aspects of their advice. However, as mentioned above, our mortgage broker’s service to you is a free service.

Learn more about all of the benefits a mortgage broker offers.

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Latest News

Miller, Scott
27 May 2024

Published by Scott Miller

When can I use my KiwiSaver to purchase a house?

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  • One of our friends recommended Scott and we are very grateful she did. Scott has been incredibly helpful and efficient at every point during this process.
    Zeke Pullan - 04 June 2025
  • Greg was brilliant to deal with - so knowledgeable and explained everything in an easy to digest way. Very thoughtful and provided great advise about the available options. Even called me while he was on holiday to make sure I was up-to-date through the process. Would definitely recommend him for anyone in the market who wants to have a positive experience with a great outcome.
    Jonathan Foreman - 19 May 2025
  • Couldn't recommend Scott from Advanced Mortgage Solutions any higher. He has been incredibly helpful to my partner and I with our first home purchase. He has made it super easy to understand every process.
    Todd Johnston - 12 May 2025
  • A huge thank you to Scott for helping us get into our first home! As first home buyers, we had no idea what to expect and Scott's process was super easy to follow and he was always a phone call away. I would 100% recommend Scott and the team at Advanced Mortgage Solutions!
    Nina Pau'u - 07 May 2025
  • Scott was a fantastic help in securing our mortgage! He was responsive, knowledgeable, and trustworthy - I am so glad we went through Advanced Mortgage Solutions to help us buy our first home!
    Taylor O'Shannessey - 30 April 2025