Free Advice for Mortgage and Loan Solutions

Here you’ll find articles explaining in plain language some of the most asked about subjects regarding mortgages, home loans, debt management, and much more. Let’s start by talking about what exactly a mortgage broker is and how working with one benefits your lending needs.

What exactly is a mortgage broker and why would you use one when applying for your home loan instead of going directly to the bank?

A mortgage broker is someone who acts on your behalf when talking to banks and other financial institutions. They are the conduit between someone seeking a home loan and the potential lenders. After the earthquake events of 2010, 2011 and 2016 it is important than ever to get that extra assistance when purchasing in Christchurch and other parts of the South Island.

In New Zealand, mortgage brokers are almost exclusively paid by the banks. This means our services to you are free. You should be careful to check this with your mortgage broker at the outset, however, as some brokers do charge for certain aspects of their advice. However, as mentioned above, our mortgage broker’s service to you is a free service.

Learn more about all of the benefits a mortgage broker offers.

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Latest News

27 May 2024

Published by Scott Miller

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Scott helped me buy my first home. I was clueless going in, but through his patience and diligence, he made the whole process easy. Can't recommend enough.

Tony Parkins - 30 January 2026
Me and my partner had a great experience with Scott, everything was run so smoothly thanks to him! Will definitely be keeping in touch

Trent Shearman - 22 January 2026
Scott thoroughly explains complicated mortgage concepts and makes them easily digestible! He’s very patient with lots of questions and is very passionate about his job. Thanks heaps. What a great experience.

Karlee Berrington - 20 January 2026
We chose Scott based on his amazing Google reviews, and he absolutely didn’t disappoint. There are people who are really good at their job, and then there’s Scott. He is truly exceptional. His communication and knowledge are outstanding, and he’s an all-round friendly, approachable person with a great sense of humour. He explains everything so simply and always has time for our billion questions. We honestly couldn’t have asked for better service. We’re so excited to move into our home and continue our relationship with Advanced Mortgage Solutions.

Hannah Smith - 15 January 2026
Thank you so much for taking the time to leave this review. I’m really glad to hear you found the advice helpful and the communication smooth — keeping things clear and timely is something I care a lot about.

Harry Reece - 15 January 2026

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