Free Advice for Mortgage and Loan Solutions

Here you’ll find articles explaining in plain language some of the most asked about subjects regarding mortgages, home loans, debt management, and much more.  Let’s start by talking about what exactly a mortgage broker is and how working with one benefits your lending needs.

What exactly is a mortgage broker and why would you use one when applying for your home loan instead of going directly to the bank?

A mortgage broker is someone who acts on your behalf when talking to banks and other financial institutions. They are the conduit between someone seeking a home loan and the potential lenders. After the earthquake events of 2010, 2011 and 2016 it is important than ever to get that extra assistance when purchasing in Christchurch and other parts of the South Island.

In New Zealand, mortgage brokers are almost exclusively paid by the banks. This means our services to you are free. You should be careful to check this with your mortgage broker at the outset, however, as some brokers do charge for certain aspects of their advice. However, as mentioned above, our mortgage broker’s service to you is a free service.

Learn more about all of the benefits a mortgage broker offers.

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Latest News

Miller, Scott
27 May 2024

Published by Scott Miller

When can I use my KiwiSaver to purchase a house?

When can I use my KiwiSaver?
KiwiSaver is a voluntary, work based retirement savings scheme available to all citizens and permanent residents living or normally living in New Zealand.

  • Absolutely fantastic experience! A friend recommended I see Scott for my first home loan, and he’s been incredibly helpful and supportive throughout the entire process.
    Leonardo Rosado - 12 November 2025
  • Literally amazing. Was recommended to see Scott about a first home loan by my friend, and he's been super helpful every step of the way!
    Brae Jones - 11 November 2025
  • Scott has been so easy to deal with! Very responsive, thorough and professional. My partner and I couldn’t recommended him enough 
    Monique L - 09 November 2025
  • I highly recommend Greg Miller of Advanced Mortgage Solutions, Chch. I went in for an appointment with Greg to see if it was possible or what I needed to achieve financially in order to purchase my first home, not thinking that a few months later, I would now own my first home. He is very professional and knowledgeable in this field, with clear and understandable communication and very patient with my questions, etc, as well as keeps you up to date all the way through the process. I would recommend Greg to anyone for help in a first home or other mortgage needs or advice. Thank you heaps or everything
    Caroline Sanders - 06 November 2025
  • We worked with Greg from mortgage solutions. Greg is a down to earth guy that made the whole experience stress free. Very professional and easy to communicate with. Highly recommend.
    Rachael Clarke - 03 November 2025