Introduction to Insurance

Insurance serves as a safety net for the pitfalls of life. Our insurance advisers will help you find the right coverage at the right price.

So in life sometimes thing can go pear-shaped. Especially if an event
strikes that changes our lives, our health is affected, our employment takes an unexpected turn, we might be faced with large costs that we can’t afford. Consequently someone a long ago worked out that we could take cover from the storms by not having to take on all the risk by ourselves. We can help each other by spreading the risks among us as a group, and that’s what insurance does.

Is this your first time considering working with an insurance adviser? So start here to learn about how we work, and the benefits of using an insurance adviser.

 

Types of Insurance Coverage Available through AMS

Mortgage Protection Insurance

Mortgage protection insurance helps cover your mortgage payments. In the case of your ability to earn is affected by illness, disability or redundancy.

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Medical Insurance


Medical insurance allows you to skip the waiting list and be seen within a
couple days as opposed to months. Therefore our advisers will make it easy to apply and get the level of cover that you need.

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Life Insurance

Life Insurance cover pays a lump sum of money if you pass away or become
terminally ill. Hence life cover is designed to help your family pay costs that you would have helped with if you were still alive.

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Trauma Cover

Trauma cover will pay a lump sum if you suffer for the first time after the cover starts from one of a number of critical illnesses. Indeed for some critical illnesses, a percentage is paid in advance on diagnosis.

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Disability Insurance

Total and Permanent Disability Cover allows you to cope with an unexpected medical cost associated with being disabled.

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Income Protection Insurance

Income Protection Cover pays you a regular monthly payment if you're unable to work temporarily or permanently because you are sick or injured.

Learn More >

Latest News

Miller, Scott
27 May 2024

Published by Scott Miller

When can I use my KiwiSaver to purchase a house?

When can I use my KiwiSaver?
KiwiSaver is a voluntary, work based retirement savings scheme available to all citizens and permanent residents living or normally living in New Zealand.

  • Fantastic experience from start to finish.
    Conrad Moore - 16 March 2026
  • Thank you so much for sharing such a generous review — it truly means a lot. I’m really glad to hear the process felt clear and manageable from the very beginning. Buying your first home can feel like a huge leap, so knowing you felt supported, informed, and looked after every step of the way is exactly the outcome I aim for.
    Brodie Spang - 05 March 2026
  • My partner and I worked with Scott from Advanced Mortgage Solutions when buying our first home together last year, and we honestly couldn’t have asked for a better mortgage broker. From start to finish, he made the entire process incredibly simple and easy to understand.
    Neekayla McGimpsey - 25 February 2026
  • After checking out the great reviews we decided to get in touch with Scott to help us navigate the landmines of home loans as a first home buyer. We went in with little knowledge and have left feeling way more confident with the whole process. Scott provided exceptional information, help and guidance and his step by step guide made the whole thing seamless. It didn't take long to get the ball rolling and before long we were putting the final touches on the home loan. We can't recommend his service enough and would encourage everyone to get in touch with him for mortgage advice.
    Jesse Heney - 19 February 2026
  • Really appreciated having Scott on our side and taking care of all the communication with the bank. Removed much stress out of the process for us, plus he knows which banks have the best deals.
    Alister Grey - 17 February 2026