Join Advanced Mortgage Solutions on FacebookJoin Scott Miller's LinkedIn NetworkFollow Scott Miller on Twitter
mortgage brokers christchurch

Talk to us for FREE Personal Mortgage & Home Loan Advice


How To Buy Well

1. Please enjoy our free advice on purchasing your Own Home or Investment Property

Purchasing your own home or investing in a rental property can be overwhelming. But with the right advice and support you can make investing in property a very profitable experience. Below are some simple ‘rules’ to follow, however there are many fascists to purchasing well, so if what’s mentioned below interests you please feel free to Contact Advanced Mortgage Solutions for further information.If you’re a first time home buyer it may all seem a bit daunting, but that’s where Advanced Mortgage Solutions comes in - we can explain the Jargon and help you plan your portfolio.

Here are some general tips that can help you, the first time buyer, plan your investment strategy.

2. How to choose the location you want to live in

Keep in mind that location will affect your costs. Start out with a general area, and then narrow your search. It will help to make a list of your requirements. These should include:

  • What’s necessary?
  • What’s important?
  • What extras you would like? (heat pump, double garage, etc)

Consider shopping, the quality of local schools, transportation, proximity to friends and family, crime and other conditions that affect the quality of life. If you want to go a step further you could narrowed your search and get more specific, spend time driving and walking through the neighbourhood, take notice of how the surrounding homes are kept, talk with residents, shopkeepers and the local police.

If you have children, the quality of schools isn’t likely to be negotiable, while the number of shops may be.

This is of course a very brief explanation, click on Contact Advanced Mortgage Solutions and get further help on how to choose the right home.

Please feel free to read a range of Testimonials sent to us from existing Advanced Mortgage Solutions clients.

3. How to make your offer to purchase investment properties

Just like any other purchase, there are property buyers that will pay retail prices, others who pay wholesale price and some that may pay a premium or inflated price.

There are two parts to successfully executing the “buying low” strategy. One is to find a quality real estate that may be bought at less than retail. The other is the way you conduct and submit your offer to buy at a wholesale price.

4. Is the seller motivated?

Not all vendors have to sell their property, however there are many reasons that make them very motivated. Clues read like this in their advertising: “vendor overseas, must be sold, price slashed, desperate, mortgagee auction.”

Know what the seller paid - A vendor is more likely to accept a discounted offer if it cuts only into profit. If it cuts below what they actually paid then it is less likely to be successful. There are many sites available to help you find information regarding a particular property.

Please visit my Home Page and as above this is only the very basics, click on Contact Advanced Mortgage Solutions and get further help on how to make your offer to purchase investment properties.

Contact us to get free personal mortgage and home loan advice

* Required

Captcha Image

For discounted interest rates on existing loans

100% New Zealand
SBS BankSovereignTowerWestpacAIAAMPANZAsteronASBAvanti Finance
Liberty FinanceThe National BankPartners LifePublic TrustDBR Property FinanceFidelity LifeGeneral FinanceOnePathBetter Mortgage ManagementThe Co-operative Bank